Credit Counseling ? Six Tips to Avoid Counseling Scams
Credit counseling is a useful service for anyone with problem debt. A good counseling agency can provide advice regarding money management and debt consolidation. They can also help arrange a repayment plan with your creditors to help you get out of debt. A bad agency can charge excessive fees, pocket money that was intended to pay your bills, and steer you into greater debt than before. Predatory credit counseling has become a multibillion dollar industry, and with the recent passage of the Bankruptcy Abuse and Consumer Protection Act, credit counseling will soon become mandatory for anyone filing for bankruptcy.
How can you avoid becoming a victim of credit counseling scams? How can you choose a helpful and reputable credit counselor? Here are a few tips that can help you avoid becoming a victim of predatory agencies:
A good counselor should direct you towards solutions that help you, not solutions that earn them more money.
The counseling business is full of fraud, and complaints are common. It's smart to inquire.
Ephedra Diet Pills Available Again, But For How Long?
(ContentDesk) November 13, 2005 -- Ephedra diet pills had been removed from store shelves when a ban went into effect on April 2004. In April 2005 a Utah judge overturned the FDA's ban sighting that the FDA needed proof that the herb was harmful if taken as directed. The FDA has not provided that proof. In light of this ruling ephedra diet supplements have made their way back on to the market, much to the delight of dieters everywhere.However the FDA has recently been visiting these vendors, and informing them not to sell supplements containing dosages of ephedra that were higher than 10 milligrams per day.Many of the vendors have complied with the FDA's wishes, others have not. There are companies still manufacturing diet pills that contain higher than 10 mgs of ephedra per dose but have not had any problems with the FDA at this point.Ephedra is a Chinese herb that has been used medicinally for 5000 years.
With cigarettes, alcohol, and over the counter pain medicines killing...
Ephedra Diet Pills Available Again, But For How Long?
Bankruptcy > Ephedra Diet Pills Available Again, But For How Long?
Pay Off Debt Now: 5 Steps To Getting Your Finances In Order
In our world of dizzying change, nothing is more true than the time honored statement that circumstances always change. No where is this more true than with financial issues. Have you ever borrowed money, or charged up the VISA card at Christmas, all the while telling yourself that you would pay everything off with a coming tax refund or bonus? Sound familiar. And then what happens when the bonus money arrives? Let me guess - circumstances changed, the car needed brakes (or the kids needed braces, etc), and the VISA debt and interest charges keeps piling up. Unless you have a plan, you will always be caught in the unpredictable grip of 'changing circumstances'.
This is a slippery slope that can very quickly become serious financial stress. Consider the fact that Americans are declaring bankruptcy at record rates. One in every 100 families is affected by a bankruptcy. I was on this slope 10 years ago. Declaring personal bankruptcy and filing for divorce went hand in hand.
... Pay Off Debt Now: 5 Steps To Getting Your Finances In Order
Bankruptcy > Pay Off Debt Now: 5 Steps To Getting Your Finances In Order
The Year of the Synthetic CDO - No Holds Barred
(ContentDesk) September 1, 2005 -- 2005 has been a banner year for the derivatives industry.
The growth in derivatives trading has been exponential, especially in the area of credit derivatives driven by the investment zeal of hedge funds worldwide.
So far this year, the average dealer is at a pace to have more than doubled the number of credit derivatives trades as handled last year, and the number of 2004 trades was already a doubling over 2003 volume.
While as recently as July 27, 2005, policy makers like the Credit Risk Management Policy Group II cautioned restraint on the "undisciplined" use of complex derivative products, recent legislation in the derivatives product area in the United States makes derivatives trading all the more enticing.Buried in recent bankruptcy legislation to take effect on October 17, 2005, under Title IX of the U.S. Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (the "Act"), is a statutory safe-harbor from the...
Bankruptcy > The Year of the Synthetic CDO - No Holds Barred
BlueBridge Networks Acquires Sterling Data Summary
Bluebridge Networks, LLC ("Bluebridge" or the "Company") is pleased to announce that on March 1st, 2004, the Company acquired the Sterling Data Center (the "Data Center"), a 20,000 sq. ft. world class data center, located in Cleveland, OH.The Data Center was built by Genuity, Inc. in 2000. Genuity entered into bankruptcy in late 2002.
BlueBridge acquired the data center out of bankruptcy in early February, 2004. "We are thrilled to have acquired this world class data center, especially in the heart of the Cleveland region," said Neil J. Adelman ? CEO of BlueBridge, "Our goal is simple, we provide Tier One, high availability collocation, dedicated Internet access, and managed network security services at competitive prices." BlueBridge has developed a product offering that is unique in the industry. "BlueBridge is at the forefront of combining these Tier One services into a single, affordable portfolio. It truly is a proprietary product blend that no one in the national marketplace...
BlueBridge Networks Acquires Sterling Data Summary
Bankruptcy > BlueBridge Networks Acquires Sterling Data Summary
Understanding Types of Bankruptcy
People who are heavily in debts and are in no position to pay them back opt for filing bankruptcy as the last alternative. This gives them the freedom and opportunity to start afresh.
Such cases are dealt with by the bankruptcy lawyers, and it is advised to file through them instead of directly since they will be able to guide debtors in the right direction. Federal courts deal with such financial bankruptcy cases.
The individual must give all the debt related information to the attorney so as to enable the lawyer to look for best possible options and advice.
Filing for bankruptcy provides a fresh start in the credit area as most of the debts would be forgiven and the creditors will not be in a position to collection actions concerning the said debt.
Bankruptcy can be filed under three laws, Chapter 7, Chapter 11, and Chapter 13.
Chapter 7 deals with straight bankruptcy, which involves the borrowers property being sold to...
Bankruptcy > Understanding Types of Bankruptcy
Web Site Launched for Crime Victim in Wake of Attacker's Pre-Emptive Bankruptcy Claim
When someone who has pled guilty to malicious crimes causing bodily injury to others, they can file for bankruptcy to escape ever facing a judge or jury for any civil penalties and force their victims into even greater poverty. Yet the bankruptcy reform legislation currently being considered by Congress does nothing to address this. The case of Pastor vs. Mawhinney may provide one of the clearest illustrations of the problem.On August 2, 2004, Raymond Mawhinney (a.k.a., "Ray Argyle," lead singer of the San Diego-based band "Plastic Explosive" and son of nationally recognized child psychiatrist Dr. Joseph Mawhinney,) pled guilty to a misdemeanor aggravated battery, although he was charged with felony assault and battery with serious bodily injury.
The person he admitted attacking, Douglas Pastor, was hospitalized twice for a total of ten days and endured over a year of life-threatening complications and corrective surgeries, remains unable to work and has become impoverished. Granted...
Web Site Launched for Crime Victim in Wake of Attacker's Pre-Emptive Bankruptcy Claim
Bankruptcy > Web Site Launched for Crime Victim in Wake of Attacker's Pre-Emptive Bankruptcy Claim
BlueBridge Networks Acquires Sterling Data Summary
Bluebridge Networks, LLC ("Bluebridge" or the "Company") is pleased to announce that on March 1st, 2004, the Company acquired the Sterling Data Center (the "Data Center"), a 20,000 sq. ft. world class data center, located in Cleveland, OH.The Data Center was built by Genuity, Inc. in 2000. Genuity entered into bankruptcy in late 2002.
BlueBridge acquired the data center out of bankruptcy in early February, 2004. "We are thrilled to have acquired this world class data center, especially in the heart of the Cleveland region," said Neil J. Adelman ? CEO of BlueBridge, "Our goal is simple, we provide Tier One, high availability collocation, dedicated Internet access, and managed network security services at competitive prices." BlueBridge has developed a product offering that is unique in the industry. "BlueBridge is at the forefront of combining these Tier One services into a single, affordable portfolio. It truly is a proprietary product blend that no one in the national marketplace...
BlueBridge Networks Acquires Sterling Data Summary
Bankruptcy > BlueBridge Networks Acquires Sterling Data Summary
Understanding Types of Bankruptcy
People who are heavily in debts and are in no position to pay them back opt for filing bankruptcy as the last alternative. This gives them the freedom and opportunity to start afresh.
Such cases are dealt with by the bankruptcy lawyers, and it is advised to file through them instead of directly since they will be able to guide debtors in the right direction. Federal courts deal with such financial bankruptcy cases.
The individual must give all the debt related information to the attorney so as to enable the lawyer to look for best possible options and advice.
Filing for bankruptcy provides a fresh start in the credit area as most of the debts would be forgiven and the creditors will not be in a position to collection actions concerning the said debt.
Bankruptcy can be filed under three laws, Chapter 7, Chapter 11, and Chapter 13.
Chapter 7 deals with straight bankruptcy, which involves the borrowers property being sold to...
Bankruptcy > Understanding Types of Bankruptcy
Satisfy Your Craving With Sweet Treatz
Stratford, CT/Birmingham, AL (ContentDesk) July 24, 2006 -- From Pettaway Enterprises, PR: Many don't even know her name, however; have seen either a business card or her products either as a gift or burning in a room of sorts. Allison Edwards, entrepreneuer, chandler, devoted mother, and message board moderator is the woman behind the magic known to us Sweet Treatz.